When shopping for auto insurance quotes online, there are a few things you can do to help save some money. For instance you could choose to increase your deductible. This move can often reduce your annual premium by ten to fifteen percent. Because some insurance companies like to receive the entire year’s worth of premiums in one lump sum, making this payment up front may make you eligible for a discount. And if you can’t pay in one lump sum, see if there are discounts for electronic or direct payment from your checking account.Opting for the additional safety features on your vehicle can also save you money in the long run. Choosing features such as car alarms, side air bags, anti-lock brakes, and automatic seat belts can all make your vehicle more desirable to insure. Most auto insurance companies offer a good student discount which is usually available to full-time students who maintain at least a B average in school. There are even some companies that will give you benefits for continuing education, or taking defensive driving courses. There are some really great deals available online, so start your search today.